/* Marshallzo Co. — design system */
:root{
  --navy:#12224a; --navy-2:#1b3268; --navy-3:#0b1730;
  --amber:#f5a015; --amber-d:#d4870b; --amber-l:#ffc25c;
  --ink:#16202f; --body:#455167; --muted:#6b7688;
  --line:#e3e7ee; --bg:#ffffff; --bg-alt:#f5f7fb; --bg-deep:#eef2f8;
  --radius:14px; --shadow:0 10px 30px rgba(18,34,74,.10);
  --shadow-lg:0 22px 50px rgba(18,34,74,.16);
  --wrap:1200px; --head:#fff;
  --display:"Barlow Condensed",Impact,sans-serif;
  --sans:"Source Sans 3",system-ui,-apple-system,Segoe UI,Roboto,sans-serif;
}
*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{margin:0;font-family:var(--sans);font-size:17px;line-height:1.72;color:var(--body);background:var(--bg);overflow-x:hidden}
img{max-width:100%;height:auto;display:block}
a{color:var(--navy-2);text-decoration:none}
a:hover{color:var(--amber-d)}
h1,h2,h3,h4{font-family:var(--display);color:var(--ink);line-height:1.1;letter-spacing:.01em;margin:0 0 .5em;text-transform:uppercase}
h1{font-size:clamp(2.1rem,5.2vw,3.7rem)}
h2{font-size:clamp(1.6rem,3.4vw,2.4rem)}
h3{font-size:1.22rem;text-transform:none;letter-spacing:0}
p{margin:0 0 1.1em}
.wrap{width:100%;max-width:var(--wrap);margin:0 auto;padding:0 20px}
.narrow{max-width:820px;margin:0 auto}
.center{text-align:center}
.center-block{text-align:center}
.mt{margin-top:28px}
.sub{color:var(--muted);font-size:1.06rem;max-width:720px;margin:0 auto 34px}
.muted{color:var(--muted);font-size:.95rem}
.skip{position:absolute;left:-9999px}
.skip:focus{left:8px;top:8px;z-index:999;background:#fff;padding:10px 16px;border-radius:8px}
:focus-visible{outline:3px solid var(--amber);outline-offset:2px}

/* buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;font-weight:700;
  font-size:.95rem;padding:12px 20px;border-radius:10px;border:2px solid transparent;
  transition:.18s ease;cursor:pointer;text-align:center;line-height:1.2}
.btn.lg{padding:15px 28px;font-size:1.05rem}
.btn-call{background:var(--amber);color:#20160a;border-color:var(--amber)}
.btn-call:hover{background:var(--amber-l);color:#20160a;transform:translateY(-2px)}
.btn-quote{background:var(--navy);color:#fff;border-color:var(--navy)}
.btn-quote:hover{background:var(--navy-2);color:#fff;transform:translateY(-2px)}
.btn-outline{background:transparent;color:var(--navy);border-color:var(--navy);padding:12px 22px;font-weight:700}
.btn-outline:hover{background:var(--navy);color:#fff}

/* header */
.site-header{position:sticky;top:0;z-index:60;background:var(--head);box-shadow:0 2px 14px rgba(18,34,74,.09)}
.topbar{background:var(--navy-3);color:#c9d3e8;font-size:.83rem}
.topbar-in{display:flex;justify-content:space-between;gap:12px;padding:7px 20px}
.topbar a{color:var(--amber-l);font-weight:700}
.header-in{display:flex;align-items:center;justify-content:space-between;gap:16px;padding:10px 20px}
.brand img{width:200px;height:auto}
.nav{display:flex;align-items:center;gap:22px}
.nav-list{display:flex;list-style:none;margin:0;padding:0;gap:2px;align-items:center}
.nav-list>li>a{display:block;padding:10px 11px;font-weight:700;font-size:.93rem;color:var(--ink);border-radius:8px}
.nav-list>li>a:hover{background:var(--bg-alt);color:var(--navy)}
.has-drop{position:relative}
.drop-toggle{display:none}
.drop{position:absolute;left:0;top:100%;min-width:290px;background:#fff;border:1px solid var(--line);
  border-radius:12px;box-shadow:var(--shadow-lg);list-style:none;margin:0;padding:8px;
  opacity:0;visibility:hidden;transform:translateY(8px);transition:.16s ease}
.has-drop:hover>.drop,.has-drop:focus-within>.drop{opacity:1;visibility:visible;transform:translateY(0)}
.drop a{display:block;padding:9px 12px;border-radius:8px;font-size:.92rem;color:var(--body)}
.drop a:hover{background:var(--bg-alt);color:var(--navy)}
.nav-cta{display:flex;gap:8px}
.burger{display:none;flex-direction:column;gap:5px;background:var(--navy);border:0;padding:12px;border-radius:9px;cursor:pointer}
.burger span{width:22px;height:2px;background:#fff;display:block;transition:.2s}
.burger[aria-expanded="true"] span:nth-child(1){transform:translateY(7px) rotate(45deg)}
.burger[aria-expanded="true"] span:nth-child(2){opacity:0}
.burger[aria-expanded="true"] span:nth-child(3){transform:translateY(-7px) rotate(-45deg)}

/* hero */
.hero{position:relative;color:#fff;isolation:isolate;padding:96px 0 84px}
.hero-sm{padding:66px 0 56px}
.hero-bg{position:absolute;inset:0;z-index:-1;overflow:hidden}
.hero-bg img{width:100%;height:100%;object-fit:cover}
.hero-bg::after{content:"";position:absolute;inset:0;
  background:linear-gradient(100deg,rgba(9,19,42,.93) 0%,rgba(11,23,48,.85) 45%,rgba(11,23,48,.55) 100%)}
.hero-in{max-width:860px}
.eyebrow{font-family:var(--display);text-transform:uppercase;letter-spacing:.18em;color:var(--amber-l);font-size:.9rem;margin:0 0 10px}
.hero h1{color:#fff;margin-bottom:14px}
.lede{font-size:1.16rem;color:#d9e1f2;max-width:640px}
.hero-cta{display:flex;flex-wrap:wrap;gap:12px;margin:26px 0 22px}
.hero-points{list-style:none;display:flex;flex-wrap:wrap;gap:10px 26px;margin:0;padding:0;font-size:.95rem;color:#cbd6ec}
.hero-points li{position:relative;padding-left:24px}
.hero-points li::before{content:"";position:absolute;left:0;top:.55em;width:12px;height:12px;border-radius:50%;
  background:var(--amber);box-shadow:0 0 0 3px rgba(245,160,21,.25)}

/* crumbs */
.crumbs{padding:14px 20px;font-size:.85rem;color:var(--muted)}
.crumbs .sep{opacity:.5;margin:0 2px}

/* sections */
.section{padding:64px 0}
.section.alt{background:var(--bg-alt)}
.prose h2{margin-top:1.7em}
.prose .intro{font-size:1.14rem;color:var(--ink)}
.split{display:grid;grid-template-columns:1.05fr .95fr;gap:46px;align-items:center}
.split.reverse .split-img{order:0}
.split-img img{border-radius:var(--radius);box-shadow:var(--shadow-lg)}

/* cards */
.cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(288px,1fr));gap:20px}
.card{display:block;background:#fff;border:1px solid var(--line);border-radius:var(--radius);
  padding:26px 24px;box-shadow:var(--shadow);transition:.2s;border-top:4px solid var(--amber)}
.card:hover{transform:translateY(-4px);box-shadow:var(--shadow-lg);border-top-color:var(--navy)}
.card h3{color:var(--navy);margin-bottom:8px}
.card p{color:var(--body);font-size:.96rem;margin-bottom:12px}
.more{font-weight:700;color:var(--amber-d);font-size:.9rem}
.more::after{content:" →"}

/* steps */
.steps{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:22px}
.step{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:26px 22px;position:relative}
.step span{display:inline-flex;align-items:center;justify-content:center;width:42px;height:42px;border-radius:50%;
  background:var(--navy);color:#fff;font-family:var(--display);font-size:1.3rem;margin-bottom:12px}
.step h3{color:var(--navy)}
.step p{font-size:.95rem;margin:0}

/* chips */
.chips{display:flex;flex-wrap:wrap;gap:10px;justify-content:center}
.chip{background:#fff;border:1px solid var(--line);border-radius:999px;padding:9px 18px;font-weight:600;
  font-size:.92rem;color:var(--navy);box-shadow:0 2px 8px rgba(18,34,74,.05)}
.chip:hover{background:var(--navy);color:#fff;border-color:var(--navy)}

/* quotes */
.quotes{display:grid;grid-template-columns:repeat(auto-fit,minmax(300px,1fr));gap:22px}
blockquote{margin:0;background:#fff;border:1px solid var(--line);border-left:5px solid var(--amber);
  border-radius:var(--radius);padding:26px;box-shadow:var(--shadow)}
blockquote p{font-size:1rem;color:var(--ink);font-style:italic}
cite{font-style:normal;font-weight:700;color:var(--navy);font-size:.9rem}

/* stats */
.stats{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:20px;text-align:center}
.stats div{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:26px 18px}
.stats strong{display:block;font-family:var(--display);font-size:1.9rem;color:var(--navy);text-transform:uppercase}
.stats span{font-size:.92rem;color:var(--muted)}

/* faq */
.faq{display:grid;gap:12px}
details{background:#fff;border:1px solid var(--line);border-radius:12px;padding:0 20px;box-shadow:0 2px 10px rgba(18,34,74,.05)}
summary{cursor:pointer;font-weight:700;color:var(--navy);padding:16px 0;list-style:none;font-size:1.02rem}
summary::-webkit-details-marker{display:none}
summary::after{content:"+";float:right;color:var(--amber-d);font-size:1.4rem;line-height:1}
details[open] summary::after{content:"\\2212"}
details p{padding-bottom:6px;font-size:.98rem}

/* cta */
.inline-cta{display:flex;flex-wrap:wrap;gap:12px;margin:26px 0}
.inline-cta.center{justify-content:center}
.cta-band{background:linear-gradient(115deg,var(--navy-3),var(--navy-2));color:#fff;padding:52px 0}
.cta-in{display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:26px}
.cta-band h2{color:#fff;margin-bottom:6px}
.cta-band p{color:#c7d2ea;margin:0;max-width:560px}
.cta-btns{display:flex;flex-wrap:wrap;gap:12px}

/* forms */
.contact-grid{display:grid;grid-template-columns:1.35fr .65fr;gap:40px;align-items:start}
.quote-form{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:28px;box-shadow:var(--shadow)}
.fgrid{display:grid;grid-template-columns:1fr 1fr;gap:16px}
label{display:block;font-weight:700;font-size:.86rem;color:var(--navy);margin-bottom:14px}
label.full{display:block}
input,select,textarea{width:100%;margin-top:6px;padding:12px 13px;border:1px solid #cfd6e2;border-radius:9px;
  font-family:inherit;font-size:.97rem;color:var(--ink);background:#fff;font-weight:400}
input:focus,select:focus,textarea:focus{border-color:var(--amber);outline:none;box-shadow:0 0 0 3px rgba(245,160,21,.18)}
textarea{resize:vertical}
.form-note{font-size:.88rem;color:var(--muted);margin:14px 0 0}
.field-error input,.field-error select,.field-error textarea{border-color:#c0392b}
.err-msg{display:block;color:#c0392b;font-weight:600;font-size:.8rem;margin-top:4px}
.contact-side{background:var(--navy);color:#dbe3f3;border-radius:var(--radius);padding:28px}
.contact-side h2,.contact-side h3{color:#fff}
.contact-side h3{margin-top:1.5em;font-size:1rem;text-transform:uppercase;font-family:var(--display);letter-spacing:.06em}
.contact-side a{color:var(--amber-l)}
.big-phone{font-family:var(--display);font-size:1.9rem;margin:0 0 6px}
.big-phone a{color:var(--amber-l)}
.addr-block{background:var(--bg-alt);border-left:4px solid var(--amber);padding:18px 20px;border-radius:10px}

/* sitemap / legal */
.sm-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(250px,1fr));gap:30px}
.sm-list{list-style:none;padding:0;margin:0}
.sm-list li{border-bottom:1px solid var(--line)}
.sm-list a{display:block;padding:9px 0;font-weight:600;font-size:.95rem}
.sm-list.two{columns:2;column-gap:30px}
.legal h1{margin-top:.2em}
.legal h2{font-size:1.35rem}

/* footer */
.site-footer{background:var(--navy-3);color:#a9b6d1;padding:56px 0 0;font-size:.94rem}
.foot-grid{display:grid;grid-template-columns:1.6fr 1fr 1fr 1fr 1fr;gap:32px;padding-bottom:36px}
.foot-logo{background:#fff;border-radius:10px;padding:8px;width:190px}
.site-footer h3{color:#fff;font-size:1rem;letter-spacing:.06em;margin-bottom:14px}
.site-footer ul{list-style:none;padding:0;margin:0}
.site-footer li{margin-bottom:8px}
.site-footer a{color:#a9b6d1}
.site-footer a:hover{color:var(--amber-l)}
.foot-contact a{color:var(--amber-l);font-weight:700}
.foot-bottom{display:flex;flex-wrap:wrap;justify-content:space-between;gap:8px;
  border-top:1px solid rgba(255,255,255,.12);padding:18px 20px;font-size:.85rem}
.foot-bottom p{margin:0}
.mobile-call{display:none}

/* responsive */
@media (max-width:1040px){
  .foot-grid{grid-template-columns:1fr 1fr 1fr}
  .nav-list>li>a{padding:10px 8px;font-size:.87rem}
  .nav-cta .btn{padding:10px 14px;font-size:.85rem}
  .brand img{width:170px}
}
@media (max-width:900px){
  .split,.contact-grid{grid-template-columns:1fr;gap:30px}
  .split.reverse .split-img{order:-1}
  .burger{display:flex}
  .nav{position:fixed;inset:64px 0 0;background:#fff;display:block;overflow-y:auto;
    padding:18px 20px 120px;transform:translateX(100%);transition:transform .24s ease;box-shadow:var(--shadow-lg)}
  .nav.open{transform:translateX(0)}
  .nav-list{flex-direction:column;align-items:stretch;gap:0}
  .nav-list>li{border-bottom:1px solid var(--line);position:relative}
  .nav-list>li>a{padding:14px 4px;font-size:1.02rem}
  .drop-toggle{display:block;position:absolute;right:0;top:6px;width:44px;height:44px;background:var(--bg-alt);
    border:1px solid var(--line);border-radius:9px;cursor:pointer}
  .drop-toggle::after{content:"+";font-size:1.3rem;color:var(--navy)}
  .drop-toggle[aria-expanded="true"]::after{content:"\\2212"}
  .drop{position:static;opacity:1;visibility:visible;transform:none;box-shadow:none;border:0;
    display:none;min-width:0;padding:0 0 10px 10px}
  .drop.open{display:block}
  .nav-cta{flex-direction:column;margin-top:20px}
  .nav-cta .btn{padding:14px;font-size:1rem}
  .hero{padding:64px 0 60px}
  .cta-in{flex-direction:column;text-align:center}
  .cta-btns{justify-content:center;width:100%}
  .mobile-call{display:flex;position:fixed;bottom:0;left:0;right:0;z-index:70;align-items:center;
    justify-content:center;background:var(--amber);color:#20160a;font-weight:800;padding:14px;
    box-shadow:0 -4px 16px rgba(0,0,0,.18)}
  body{padding-bottom:56px}
}
@media (max-width:640px){
  body{font-size:16px}
  .section{padding:44px 0}
  .fgrid{grid-template-columns:1fr}
  .foot-grid{grid-template-columns:1fr;gap:26px}
  .topbar-in{flex-direction:column;gap:2px;text-align:center;font-size:.78rem}
  .hero-cta .btn,.inline-cta .btn,.cta-btns .btn{width:100%}
  .sm-list.two{columns:1}
  .quote-form{padding:20px}
}

/* Header nav dropdown refinements */
.drop{max-width:min(340px,calc(100vw - 24px));z-index:80;max-height:min(70vh,560px);overflow-y:auto}
.drop.flip{left:auto;right:0}
.drop-all{border-top:1px solid var(--line);margin-top:6px;padding-top:6px}
.drop-all a{font-weight:700;color:var(--navy)}
@media (max-width:900px){
  .drop{max-width:100%;max-height:none;overflow:visible}
  .drop.flip{right:auto}
  .drop a{padding:12px}
}